NO INCOME Verification Loans


Stated “No Income verification” loans offer an alternative path for self-employed individuals pursuing investment properties. This non-conventional product caters to borrowers who might not qualify for traditional financing due to the nature of their income.

Loan Features



Property types: Single-family, condos, townhomes, multi-family, commercial, mixed-use, office, retail, industrial, and warehouse properties.

Rates: Starting at 6.99%.

Loan amounts: $100,000 to $5,000,000.

Loan-to-value ratio: Up to 80% of property value.

Loan types: Fixed and adjustable rates (12 months, 5/1 ARM, 7/1 ARM, and 30-year fixed).

Loan purposes: Purchase, refinance, or cash-out refinancing.

Eligibility: Foreign nationals welcome.

Credit Score: 650 or higher.